At Universal Insurance Agency, we understand that protecting your vehicle is important. That's why we work with up to 12 different insurance companies to find the coverage that best meets your needs and budget. Our team is dedicated to providing personalized attention and excellent service, and we're always available to answer your questions or provide guidance when you need it.
Auto insurance is not only important but it's also required by law in most states, including Nevada. It provides financial protection in the event of an accident, theft, or other unforeseen events that can cause damage to your vehicle or harm to others. Without proper insurance coverage, you could be left with significant expenses that can be difficult to manage on your own.
At Universal Insurance Agency, we can help you find the right coverage for your specific needs, whether you're looking for liability, collision, comprehensive, or other types of coverage. Our team has extensive experience and knowledge of the services we offer, and we can help you understand the coverage options and benefits available to you.
When you choose Universal Insurance Agency, you can trust that we have your best interests in mind. Our goal is to establish a long-lasting relationship built on trust and excellent service, and we're committed to delivering the results you need with the highest level of quality and care. Contact us today to learn more about our auto insurance options and how we can help you protect your vehicle and your financial future.
Get a quote and we will reach back to you within 24 hours or you can give us a call at the number (702) 838-5141
The minimum liability insurance is the state minimum required by law that covers the 3rd person, or the person you hit. It covers $25K per injured person and $50K per accident. This is the maximum coverage regardless of how many persons are in the vehicle. $20K is the maximum amount paid to cover the damage to the vehicle or property. Liability limits can be increased.
This covers your vehicle for damages NOT caused by a collision (accident). If your vehicle is vandalized or flooded Comprehensive coverage applies. Your deductible is paid out of pocket before your company pays for the remaining balance.
This coverage will cover damage to your vehicle in any case that you are hit or you struck another vehicle or object. Your deductible is paid out of pocket before your company pays for the remaining balance.
When the other party at fault in an accident does not have insurance, the Uninsured Motorist will cover bodily injury of the named insured and passengers up to the limits selected that result from the accident. Underinsured Motorist is designed to cover bodily injury of the named insured and passengers in an accident where the other liable party’s limits don’t cover due to insufficient coverage.
Coverage that pays for necessary medical expenses resulting from an auto accident and can be used regardless of who is at fault. It pays only up to the coverage limit selected.
This coverage can only be used when there is a claim in process for either Comprehensive or Collision damage.
This coverage provides towing when your vehicle is experiencing a mechanical or electrical breakdown, dead battery, flat tire, lockout, or insufficient fuel.
SR-22 insurance is a type of car insurance that's required for high-risk drivers, usually after a serious driving offense. It's a way for the DMV to ensure that drivers have the required insurance coverage before reinstating their driver's license.
To get a quote call the number (702) 838-5141
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